Healthcare...a Right or a Privilege?

Senator McCain just annouced his new Healthcare plan. It called for Health Savings Accounts, Tax Rebates and more "market" competition. It seems that he is living a different world than the rest of us ordinary folks. In my view, his plan (and I'll read it at length over the ensuing weeks) basically tells me that he believes that Healthcare is a right. How can a $ 5000 tax credit pay for healthcare where an average family has to pay out over $ 5000 just in premiums along? What about if they get sick? Then what....I guess they ought to just die....